Americans at all income levels have experienced the challenges of rebuilding their lives after a disaster or other emergency. Consider saving money in an emergency savings account that could be used in any crisis. Keep a small amount of cash at home in a safe place. It is important to have small bills on hand because ATM’s and credit cards may not work during a disaster when you need to purchase necessary supplies, fuel, or food.
Also, remember a disaster can disrupt mail service for days or weeks. If you depend on Social Security or other regular benefits, switching to electronic payments is a simple, significant way to protect yourself financially before disaster strikes.
Hurricane Florence, which has battered parts of the East Coast over the past few days, is a reminder of the importance of having flood insurance. Did you know that 80% of households impacted by Hurricane Harvey last year did not have flood insurance?
Although flooding is the most common and costly disaster in the U.S., most homeowners’ and renters’ insurance does not cover flood damage. As part of National Preparedness Month, we wanted to remind you to take a minute to check your insurance coverage.
If you are already covered, make sure you take photos of important documents and personal belongings so you can file a claim quickly in case of a flood.
As part of National Preparedness Month, we want to encourage you to learn skills that could help to save your life and the lives of those around you in the event of a disaster.
Remember you are the help until help arrives! Depending on the severity of a disaster, it may take days or even weeks for government resources to reach you. You may have to rely on your family and neighbors.
Which of these life-saving skills do you know?
-I know first aid & CPR.
-I know how to use a fire extinguisher.
-I know how to shut off utilities for my home.
-I have received Community Emergency Response Team (CERT) training.
-I know which types of natural disasters may impact my community and am adequately prepared for these events.